Credit Manager
Company: Penske
Location: Reading
Posted on: May 8, 2024
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Job Description:
Job Summary
The role will be responsible for managing underwriting credit
transactions for Penske Truck Leasing and Penske Logistics,
performing credit due diligence, financial statement analysis,
business & industry risk assessment and preparation/presentation of
requisite credit write-ups. Ability to oversee prudent credit
decisions, structure transactions adequately, and communicate same
to internal and external customer to maximize collectible revenue
for the company. Significant written and verbal interaction with
internal and external customers on a daily basis.
Major Responsibilities:
Interface with the Genpact Credit Team. This will include
conference calls with the Team leader to address any concerns and
provide training.
Primary processor of Penske Logistics credit requests.
Secondary processor of Penske Truck Leasing credit requests.
Mentor Senior Credit Analysts
Process security deposit refunds
Review and edit higher level approval write-ups
Interface with Sales organization regarding credit decisions and
deal structuring
Qualifications:
Bachelor's Degree required Accounting/Finance preferred
Minimum 5 years credit and financial statement analysis experience,
preferably in transportation equipment leasing.
Intermediate to advanced ability to understand and analyze
financial statements
Strong written and verbal skills
Ability to interface with all levels of management both internally
and externally
Advanced MS Word skills
Advanced ability to understand and familiarity with D&B and
other credit reports
Advanced deal structuring ability to make the best possible
underwriting decision
Advanced Excel skills
Regular, predictable, full attendance is an essential function of
the job
Willingness to travel as necessary, work the required schedule,
work at the specific location required, complete Penske employment
application, submit to a background investigation (to include past
employment, education, and criminal history) and drug screening are
required.
Physical Requirements:
The physical and mental demands described here are representative
of those that must be met by an associate to successfully perform
the essential functions of this job. Reasonable accommodations may
be made to enable individuals with disabilities to perform the
essential functions.
The associate will be required to: read; communicate verbally
and/or in written form; remember and analyze certain information;
and remember and understand certain instructions or guidelines.
While performing the duties of this job, the associate may be
required to stand, walk, and sit. The associate is frequently
required to use hands to touch, handle, and feel, and to reach with
hands and arms. The associate must be able to occasionally lift
and/or move up to 25lbs/12kg.
Specific vision abilities required by this job include close
vision, distance vision, peripheral vision, depth perception and
the ability to adjust focus.
Penske is an Equal Opportunity Employer.
About Penske Truck Leasing
Penske Truck Leasing Co., L.P., headquartered in Reading,
Pennsylvania, is a partnership of Penske Corporation, Penske
Automotive Group and Mitsui & Co., Ltd. A leading global
transportation services provider, Penske operates a premier fleet
of vehicles and serves its customers from locations in North
America, South America, Europe, Australia, and Asia. Penske's
product lines include full-service truck leasing, contract
maintenance, commercial and consumer truck rentals, used truck
sales, transportation and warehousing management and supply chain
management solutions. Visit www.GoPenske.com to learn more.
Job Category: Risk Management/Safety
Job Family: Common
Address: 100 Gundy Drive
Primary Location: US-PA-Reading
Employer: Penske Truck Leasing Co., L.P.
Req ID: 2315200
Keywords: Penske, Reading , Credit Manager, Executive , Reading, Pennsylvania
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