Senior Credit Analyst
Company: Penske Logistics
Location: Reading
Posted on: April 25, 2024
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Job Description:
Position Summary: The role will be responsible for underwriting
credit transactions for Penske Truck Leasing and Penske Logistics,
performing credit due diligence, financial statement analysis,
business & industry risk assessment and preparation/presentation of
requisite credit write-ups. Ability to make prudent credit
decisions, structure transactions adequately, and communicate same
to internal and external customer to maximize collectible revenue
for the company. Significant written and verbal interaction with
internal and external customers on a daily basis. Major
Responsibilities: Underwrite credit transactions up to credit
authority. Deal structuring and negotiations with customers and
Sales. Customer research. Prepare approval documentation for
transactions above credit authority. Review credit related contract
documentation. Other projects as assigned by the supervisor
Qualifications: Bachelor's Degree required, concentration in
Accounting/Finance preferred Master's Degree preferred Up to 5
years of experience in banking or commercial equipment leasing.
Must be able to understand and analyze financial statements,
business credit information and market news to understand a
customer's credit worthiness. Ability to synthesize financial
information with credit bureau information required. Must be able
to utilize deal structuring tools to make the best possible
underwriting decision required. Ability to go beyond raw numbers
and ratios to fully understand a customer's financial and operating
condition required. Must be able to coordinate multiple deals in
different stages simultaneously. Must have strong organizational &
Communication skills. Excellent MS Office suite skills required.
Regular, predictable, full attendance is an essential function of
the job Willingness to travel as necessary, work the required
schedule, work at the specific location required, complete Penske
employment application, submit to a background investigation (to
include past employment, education, and criminal history) and drug
screening are required. Physical Requirements: -The physical and
mental demands described here are representative of those that must
be met by an associate to successfully perform the essential
functions of this job. Reasonable accommodations may be made to
enable individuals with disabilities to perform the essential
functions. -The associate will be required to: read; communicate
verbally and/or in written form; remember and analyze certain
information; and remember and understand certain instructions or
guidelines. -While performing the duties of this job, the associate
may be required to stand, walk, and sit. The associate is
frequently required to use hands to touch, handle, and feel, and to
reach with hands and arms. The associate must be able to
occasionally lift and/or move up to 25lbs/12kg. -Specific vision
abilities required by this job include close vision, distance
vision, peripheral vision, depth perception and the ability to
adjust focus. Penske is an Equal Opportunity Employer. About Penske
Truck Leasing Penske Truck Leasing Co., L.P., headquartered in
Reading, Pennsylvania, is a partnership of Penske Corporation,
Penske Automotive Group and Mitsui & Co., Ltd. A leading global
transportation services provider, Penske operates a premier fleet
of vehicles and serves its customers from locations in North
America, South America, Europe, Australia, and Asia. Penske's
product lines include full-service truck leasing, contract
maintenance, commercial and consumer truck rentals, used truck
sales, transportation and warehousing management and supply chain
management solutions. Visit www.GoPenske.com to learn more. Job
Category: Risk Management/Safety Job Family: Finance Address: 100
Gundy Drive Primary Location: US-PA-Reading Employer: Penske Truck
Leasing Co., L.P. Req ID: 2315201 Date posted: 04/10/2024
Keywords: Penske Logistics, Reading , Senior Credit Analyst, Professions , Reading, Pennsylvania
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